payments

For private-pay patients, payment is expected in full at time of service.  For patients who have insurance, we will verify your coverage and get a breakdown of your dental benefits.  We will gladly bill your insurance, and we ask that you pay your estimated portion at time of service.

 

payment options

St. Joseph Mi Dentist - David Ronto - Credit Cards
St. Joseph Mi Dentist - David Ronto - Flexible spending
St. Joseph Mi Dentist - David Ronto - HSA
St. Joseph Mi Dentist - David Ronto - Carecredit

payment plans

We understand that caring for your teeth over your lifetime may represent a significant investment of your time and money.  To assist those needing help paying for treatment, we offer CareCredit.  CareCredit is a healthcare card that offers No Interest Payment plans for up to 12 months.  If interested, you can click here to apply or you can visit their website to obtain additional information by clicking here.


in-network insurance companies*

St. Joseph Mi Dentist - David Ronto - Aetna PPO Provider
St. Joseph Mi Dentist - David Ronto - Assurant Employee Benefits Provider
St. Joseph Mi Dentist - David Ronto - Guardian Provider
St. Joseph Mi Dentist - David Ronto - Delta Premier Provider
St. Joseph Mi Dentist - David Ronto - Blue Par Select
St. Joseph Mi Dentist - David Ronto - Healthy Kids Provider
St. Joseph Mi Dentist - David Ronto - MI Child Provider
St. Joseph Mi Dentist - David Ronto - Lakeland Network Provider
St. Joseph Mi Dentist - David Ronto - Lakeland ASR Network Provider
* Aetna PPO only.  Assurant Employee Benefits and Guardian only if they utilize the Aetna network.  Delta Dental Premier Provider.  BCBS of MI pays us based on your plans out-of-network benefit percentages but we do lower our fee to what they allow us to charge.  Healthy Kids & MI Child through age 18 only, Physican's Care/ASR for Lakeland Healthcare only.

These are the most popular insurance companies we are in network with.  We have agreed to lower our charges to what they allow for each procedure.  Then they will pay based on the percentages setup on your plan.

Example:

We charge $90 for a cleaning.  Our contract with your insurance only allows us to charge $70, and your insurance pays 100%.  Your insurance pays $70.  We write-off $20.  You pay $0.


reduced fee plans that we accept

St. Joseph Mi Dentist - David Ronto - Aetna Dental Access Provider
St. Joseph Mi Dentist - David Ronto - Vital Savings Provider
Reduced Fee Plans are NOT insurance.  We verify that you have signed up with these plans, then we lower our standard fees to the fees allowed by the fee schedule.  Payment is required in full at time of service to receive this discount.

other insurances that our patients have**

St. Joseph Mi Dentist - David Ronto - Activa
St. Joseph Mi Dentist - David Ronto - Adventist Risk
St. Joseph Mi Dentist - David Ronto - Aflac
St. Joseph Mi Dentist - David Ronto - AlwaysCare
St. Joseph Mi Dentist - David Ronto - American General
St. Joseph Mi Dentist - David Ronto - Ameritas
St. Joseph Mi Dentist - David Ronto - Anthem BCBS
St. Joseph Mi Dentist - David Ronto - Assurant Health
St. Joseph Mi Dentist - David Ronto - BCBS of IL
St. Joseph Mi Dentist - David Ronto - Best Life
St. Joseph Mi Dentist - David Ronto - Brokers National
St. Joseph Mi Dentist - David Ronto - Cigna
St. Joseph Mi Dentist - David Ronto - Companion Life
CoreSource
St. Joseph Mi Dentist - David Ronto - Coventry
St. Joseph Mi Dentist - David Ronto - EBC
St. Joseph Mi Dentist - David Ronto - Federated
St. Joseph Mi Dentist - David Ronto - FHM CoreSource
St. Joseph Mi Dentist - David Ronto - Dearborn National
St. Joseph Mi Dentist - David Ronto - GEHA
St. Joseph Mi Dentist - David Ronto - HRI
St. Joseph Mi Dentist - David Ronto - Humana
St. Joseph Mi Dentist - David Ronto - Lincoln Financial
St. Joseph Mi Dentist - David Ronto - MEGA
St. Joseph Mi Dentist - David Ronto - Meritain
St. Joseph Mi Dentist - David Ronto - PBA
St. Joseph Mi Dentist - David Ronto - Principal
St. Joseph Mi Dentist - David Ronto - Security Life
St. Joseph Mi Dentist - David Ronto - Set Seg
St. Joseph Mi Dentist - David Ronto - United Healthcare
St. Joseph Mi Dentist - David Ronto - Shenandoah Life
St. Joseph Mi Dentist - David Ronto - SunLife
St. Joseph Mi Dentist - David Ronto - UMR
St. Joseph Mi Dentist - David Ronto - United Concordia
**These companies we are either out-of-network with, or they are not part of a dental network and for them there is no such thing as in-network or out-of-network providers.  We will gladly bill your insurance, and these companies will pay based on the amounts that they consider reasonable & customary for each procedure.  It is your responsibility for any remaining balance should our fees be over what they allow as reasonable & customary.
Example:
We charge $90 for a cleaning.  Your insurance allows $80 and pays 100% for a preventive service such as a cleaning.  They will pay $80.  Your portion due would be $10.